The effect of payment records in installments of credit purchases on the credit rating of individuals Banking and finance expert in conversation with ISNA: Under normal conditions, a delay in repayment of payments may cause a decrease in the credit rating of customers. In some cases, by issuing instructions to credit rating companies and banking networks, the central bank allowed or denied the delay in refunding payments to user groups. The criteria for handling late payment refunds are related terms and conditions.

The effect of payment records in installments of credit purchases on the credit rating of individuals Banking and finance expert in conversation with ISNA: Under normal conditions, a delay in repayment of payments may cause a decrease in the credit rating of customers. In some cases, by issuing instructions to credit rating companies and banking networks, the central bank allowed or denied the delay in refunding payments to user groups. The criteria for handling late payment refunds are related terms and conditions.