Why do we need floating: analyzing the idea with +21.72% per year.
Floating is a bond with a floating coupon. It is not predetermined, but related to the market rate.
For example, to RUONIA.
plus a premium for the issuer's risk.
How it works:
The bet increases - the coupon increases with it.
The rate goes down - the coupon goes down too.
The price of the paper, however, remains around par.
Why does an investor need it?
The float corresponds to the market, and there is no need to guess where the central bank rate will go - the coupon itself follows it.
And a stable price allows you to hold the paper calmly without strong fluctuations in your investment portfolio.
Example of an IF+ subscription.
In April 2025, IF+ analysts discovered an idea in a floating trinket with a RUONIA + 1.3% coupon.
Purchase - not more than 97.4% of the nominal value, expected return - not lower than 20.56% per year.
On November 9, 2026, the issue was redeemed according to value.
result:.
21.72% per year including all coupons.
30.16% for 1.5 years is +30,160 ₽ per 100,000 ₽.
Where should I invest coupons again?
Subscriber IF+ already has an answer for this:.
Bond ideas with a yield of 15-19% per year from issuers with a rating of A or higher.
Bonds in foreign currency - in case the ruble weakens.
5 model portfolios, where analysts will help you choose an option that fits your risk profile.
Each transaction with an explanation: why analysts bought the security, when to exit it and what risks should be taken into account.
Discover ideas for an IF+ subscription.