A dollar under the mattress: the habit that can cost you a million “hold some of your money in dollars,” has such an approach to our mentality that has been transmitted at the genetic level since the Soviet Union. The majority is not credible, crises are inevitable, and the dollar will rise sooner or later. It’s important to save some money and wait. Sounds logical. But there’s a problem: While you’re waiting for the next, dollars can be covered in a thick layer of dust. We examined whether such a strategy was justified for long distances. We took the year of 1996, two identical sums of 100,000 rubles each and two scenarios: the first person bought dollars and kept them in the second cash left money in a bank deposit in 30 years, both experienced default, a number of segments, the global financial crisis, the coronavirus, the 2022 events and gained deep gray hair. The advantage came from one another. True, by January 2026, the result was unexpected: the owner of the cable deposit has gained nearly 2.8 million rubles, and the dollar has accumulated about 1.7 million rubles. The difference is more than a million. But! it doesn't mean that the dollar is useless, and a lotion always pays more. The experiment is conditioned, and past results do not guarantee anything in the future. However, it clearly shows that protection from piercing and increasing capital is not the same. Currency can maintain purchasing power during a crisis, but it is not required for itself to generate income. Therefore, the question is not whether the dollar or the dollar is more reliable. The main thing is to understand why you buy dollars: travel, spending, diversification, or hoping to earn money on the growth of the exchange rate. In the new issue, we analyzed the history of the dollar, compared savings strategies over 30 years and tested which tools you can use to ensure a position in today’s currency – from cash to stable exchanges and coins. Keeping money in cash? Yes, not a telegram

A dollar under the mattress: the habit that can cost you a million “hold some of your money in dollars,” has such an approach to our mentality that has been transmitted at the genetic level since the Soviet Union. The majority is not credible, crises are inevitable, and the dollar will rise sooner or later. It’s important to save some money and wait. Sounds logical. But there’s a problem: While you’re waiting for the next, dollars can be covered in a thick layer of dust. We examined whether such a strategy was justified for long distances. We took the year of 1996, two identical sums of 100,000 rubles each and two scenarios: the first person bought dollars and kept them in the second cash left money in a bank deposit in 30 years, both experienced default, a number of segments, the global financial crisis, the coronavirus, the 2022 events and gained deep gray hair. The advantage came from one another. True, by January 2026, the result was unexpected: the owner of the cable deposit has gained nearly 2.8 million rubles, and the dollar has accumulated about 1.7 million rubles. The difference is more than a million. But! it doesn't mean that the dollar is useless, and a lotion always pays more. The experiment is conditioned, and past results do not guarantee anything in the future. However, it clearly shows that protection from piercing and increasing capital is not the same. Currency can maintain purchasing power during a crisis, but it is not required for itself to generate income. Therefore, the question is not whether the dollar or the dollar is more reliable. The main thing is to understand why you buy dollars: travel, spending, diversification, or hoping to earn money on the growth of the exchange rate. In the new issue, we analyzed the history of the dollar, compared savings strategies over 30 years and tested which tools you can use to ensure a position in today’s currency – from cash to stable exchanges and coins. Keeping money in cash? Yes, not a telegram