The representatives suggested introducing a moratorium on the bankruptcy of small businesses due to expensive loans. Bill No. 12181-9 was submitted to the State Duma, which would oblige the government to introduce a six-month moratorium on the bankruptcy of small and medium-sized businesses due to expensive debt financing and a decrease in the availability of loans, and it also obliges creditors to offer debtors a restructuring within three months after the end of the moratorium.