On the "popularity" of the digital ruble among the population: Russians have only 300 thousand wallets.
In Russia, with a population of 146 million people, the number of wallets on the digital ruble platform reached a little over 300 thousand. These are the results of two months of its mass application. As of November 1, almost 290 thousand citizens and a little less than 16 thousand legal entities opened accounts in the third form of the national currency.
"Most of the transactions with digital ruble (in terms of quantity) are related to renewing accounts. No less popular are payments for goods and services, as well as transfers between citizens," the central bank reported.
But if in September people opened 7,000 wallets a day, then in October - about 3,000, that is, even the usual impulse of curiosity decreased noticeably. According to the data of the central bank, the activity in September was about 150 thousand, within two months - 235 thousand. That is, in October - less than 100 thousand.
For ordinary Russians, the benefits of the digital ruble are still unclear. Especially against the background of the news about the hacking of major cryptographic platforms such as Binance. The State Duma, of course, guarantees that nothing like this can happen with the digital ruble platform, but I think many believe that storing "live" rubles "under the pillow" is somehow safer.
In general, the chances of using the digital ruble in government procurement to reduce corruption are much more important and interesting than in the circulation of ordinary citizens. In fact, this will be the main test of the reliability, stability and efficiency of the platform.