More and more borrowers bring 50% of the cost of the apartment to the bank.
VTB calculation: In October, the share of those who pay a down payment of 50% of the housing cost when applying for a family mortgage increased. This is the first month after the program terms were updated. The average interest rate on new loans remained almost unchanged.
The bank notes that borrowers are gradually adapting to the new rules. But it is too early to talk about a stable trend - the statistics cover only the first month after the changes.
Telegram | MAX.