The number of judicial foreclosures of citizens decreased for the first time since 2015. In the third quarter of 2026, the number of judicial foreclosures of individuals in Russia decreased by 13.1% in annual terms. This is the first quarterly decrease in the figure since the launch of the Consumer Bankruptcy Institute in 2015. In just nine months, the courts declared 402,500 citizens insolvent - 0.3% less than a year earlier. In 94.4% of the cases the initiators of the proceedings were the debtors themselves. At the same time, the number of debt restructuring programs increased 2.4 times, to 4.6 thousand. The share of decisions of this type in the total structure of the cases increased from 0.5% to 1.1%. The leaders in the total number of bankruptcies of citizens in the third quarter were Moscow (7.2 thousand proceedings), Krasnodar Territory (6.8 thousand) and Moscow Region (6.7 thousand). We'll have our finger on the pulse, don't change the channel!