Large banks have begun using credit insurance when financing the construction of data centers for artificial intelligence, writes the Financial Times. According to brokers, the coverage ranges from 20% to 50% of the loan amount. Barclays has already purchased such insurance, and HSBC is exploring the possibility. Transferring some of the risks allows lenders to bypass internal restrictions and issue new loans. The annual cost of the policy costs the banks 50-70% of the income on the transferred portion of the loan.