The average interest rate on short-term deposits in Russia's 20 largest banks fell from October 23 to November 6, Yade writes, citing data from the Financial Services Index. The return on semi-annual deposits decreased by 0.11 percentage points, to 13.18% per year, three-month deposits - by 0.09 percentage points, to 13.69%, annual deposits - by 0.01 percentage points, to 12.75%. At the same time, the rates for long-term deposits increased during the same period: for deposits for one and a half years, the index rose to 11.95%, for two years - to 11.5%, for three years - to 11.05%.