The share of market mortgages in Sberbank's October issuances amounted to 53.1%, exceeding half of the total volume for the first time in two years, Forbes Russia writes, citing the bank's research. Programs with state support accounted for 46.9%. Issuance of family mortgages fell 4.4 times compared to September, to 68.4 billion rubles, while the volume of basic mortgages remained at more than 110 billion rubles for the second month in a row. Analysts attribute this dynamic to the adaptation of borrowers to the market without large-scale government support.