Starting from January 2027, the Bank of Russia will limit the share of car-focused loans for a period of more than seven years at the level of 20% of the total volume of issues, and loans for a period of more than eight years will be completely prohibited, writes RG | written law". The regulator introduces restrictions to reduce the debt burden of the population: the share of car loans with a term of more than seven years increased from 8% in the second quarter of 2022 to 26% in the second quarter of 2026.