In August 2026, the coverage of housing improvement project financing by funds in trust accounts fell to 65.8%, which was the minimum since the first half of 2020, Kommersant writes, citing data from the central bank. During the year, the total debt of developers to banks increased by 16%, to 11.37 trillion rubles, while the amount of accumulated funds of stockholders increased by only 6%, to 7.48 trillion rubles. Market participants explain the dynamics of the increase in construction costs against the backdrop of a slowdown in sales due to the high cost of mortgages.