In September 2026, Russians issued 4.42 million retail loans worth 1.48 trillion rubles, which is 17% higher than in August and 38% higher than last year, RBC writes. According to data from the United Credit Bureau, the volume of loans in September was the highest since the beginning of the year. The main driver for growth was mortgages, whose share in the total structure rose to 43.5% due to borrowers' desire to receive funds before the terms of the preferential government programs were revised from October 1.