The amount of financing of citizens and companies in banks in Russia as of October 1, 2026 reached 87.8 trillion rubles. For nine months, the amount increased by 2.2%, while at the same time last year, the increase was 7.2%. Money in the banking system continues to accumulate, but the rate of growth has slowed considerably. In total, 66.7 trillion rubles belong to the people. This is about three quarters of all registered funds of the population and organizations, so the behavior of the private officials significantly affects the overall dynamics of the banking resource base. At the same time, the increase of the total balance should not be confused with the previous rate of increase: the difference between 2.2% and 7.2% is 5 percentage points. The currency structure of retail deposits is also changing. Since the beginning of the year, the share of money in foreign currency decreased from 5.2% to 4.7%, that is, by 0.5 percentage points. Against the backdrop of a slowdown in overall growth, this indicates a further decrease in the share of foreign currency savings in citizens' bank deposits. ECONOMY