The dream of owning a house for tenants / 82 years of rent per apartment! Gurbanjad, an expert on the housing market: the continuation of the situation of neither war nor peace can intensify the inflationary stagnation of the real estate market. Increasing liquidity, inflationary pressures and gradual exchange rate growth can make market conditions difficult. The housing affordability index has reached an alarming level. According to estimates, an average worker should save his salary for 82 years to buy a house 80 meters long. This situation shows that the gap between household incomes and housing prices has increased greatly. Pre-sale of guaranteed accounts for housing purposes.