During the nine months of 2026, collection organizations acquired overdue debts in the nominal amount of 332 billion rubles. Of these, 222 billion came from bank loans, about 110 billion from customer debts of microfinance organizations. These indicators are provided by RA expert research.
Collectors spent 39 billion rubles on the purchase of claims. At the same time, 17 billion were paid for bank portfolios, and 22 billion for debts to microfinance organizations. It turns out that more money was spent on microfinance debt, despite the smaller nominal volume, than on bank debt. The distribution of costs does not coincide with the structure of the repurchased debts.
A comparison of the nominal value and the funds paid shows the extent of the discount: portfolios with a total value of 332 billion rubles changed hands for 39 billion. Collectors have the right to demand a refund, but the full refund is not guaranteed. The final financial result depends on how much debt can be collected.