10 second economy; Living in the era of instant payments ▫ Payment technologies, in addition to simplifying everyday transactions, have also changed our expectations regarding speed, security and access to services. Today, from ordering food and purchases in person and online to paying bills, transferring money and receiving various services, many financial operations are done in a few seconds without the need for cash. ▫ This change does not mean only replacing digital tools with traditional methods; It has also changed the way we interact with the economy. Fast and accessible payments have made transactions easier for people and businesses, allowing them to better manage their time and resources. ▫ In such a situation, the payment experience is no longer just a step to complete a purchase; Rather, it is an important part of the overall experience of receiving services. The link of this program is in the mechanism.