Tariffs Await Thawing": Russians continue to withdraw cash from bank accounts. "The volume of deposits of individuals in September decreased by 85.9 billion rubles, to 45 trillion rubles. According to the central bank, the decrease in the entire sector amounted to 51 billion rubles, to 46.8 trillion rubles. A reduction in time deposits does not necessarily mean that money leaves the scope of the central bank's household by the same volume as in September. 51 billion rubles, to 68.4 trillion rubles. The banks aim to retain depositors who have begun to react more actively to the difference in profitability, but they are not ready to increase the value of the entire deposit portfolio. This means a decrease in business margins or should lead to an increase in rates on loan products."