The average payout for insurance claims against drivers without mandatory car insurance after an accident amounted to 122.7 thousand rubles: "For most citizens, such an amount becomes a serious unplanned expense, experts say. If the person responsible for the accident does not have a third-party motor vehicle liability contract in force at the time of the incident, the insurer may sue him for the amount of the insurance compensation paid to the victim. At the same time, the maximum possible amount of compensation to the MTPL insurer from the driver who caused the accident can be made according to the insurer's claim through the court within the full property payments stipulated in the MTPL law - 400 thousand rubles."