Banks began to use BKI services more often.
Demand for Credit History Bureau (CBI) services from lenders is increasing. Banks began to request more often credit reports, with the help of which they evaluate the solvency and debt load of a potential customer. The number of reports they received increased by 18% compared to the first half of 2025.
Microfinance organizations during this period, on the contrary, turned to BKI less for credit reports. But they started using more scoring.
Citizens' demand for BKI services remained almost unchanged during the year. People are still most interested in their personal rating - it accounted for more than half of the requests on the BKI.
Detailed statistics and a review of international experience in the use of credit information data can be found in "Analytical review of the credit information system based on the results of the first half of 2026".