In Kazakhstan, the rules regarding car loans will not be tightened as of January 1. The ease of calculating the debt load for certain car loans will be extended for another year. As LS reports, the head of the National Bank, Timor Suleimanov, explained this by saying that the car loan market has already cooled: if in the past the growth reached 73% per year, now it stands at 13-14%. Regarding mortgages in the housing construction savings system, the postponement will continue even longer - until the end of 2029. Bank Leumi considers this loan portfolio to be stable and does not yet see a need to tighten requirements. We remind you that the maximum debt ratio (CLR) is now 0.5. This means that the payments on all the borrower's loans will not exceed 50% of his average monthly income.

In Kazakhstan, the rules regarding car loans will not be tightened as of January 1. The ease of calculating the debt load for certain car loans will be extended for another year. As LS reports, the head of the National Bank, Timor Suleimanov, explained this by saying that the car loan market has already cooled: if in the past the growth reached 73% per year, now it stands at 13-14%. Regarding mortgages in the housing construction savings system, the postponement will continue even longer - until the end of 2029. Bank Leumi considers this loan portfolio to be stable and does not yet see a need to tighten requirements. We remind you that the maximum debt ratio (CLR) is now 0.5. This means that the payments on all the borrower's loans will not exceed 50% of his average monthly income.