Forbes: the biggest creditors of the plane Sberbank - 274 billion rubles (30.6% of the total debt).
VTB - 86 billion rubles (9.6%) among the creditors Bank Beit. RF and Alfa Bank. The rest is divided between banks and other bondholders. What can the banks do? 1) Sberbank, as the largest creditor, can take the developer's subsidiaries under direct control and give them the opportunity to complete the construction they started through project financing.
Buyers will not suffer in this situation. Theoretically, other creditor banks can do the same. 2) Restructuring of loans to banks is better if Smolt finishes the construction of the facilities herself. The project loan is secured by the funds of the shareholders in trust; After the house is delivered, the money from these accounts pays off the debt. And unfinished construction turns good collateral into a problematic asset and creates a social problem with tens of thousands of shareholders, which the bank does not need at all.