The banks paid the tax authorities half a billion for mistakes.
For January-August 2026, financial organizations paid 553 million rubles in fines for delays in transferring data to the federal tax service. It is 29 times more than in the same period in 2025. The credit institutions paid another 33 million rubles for breaching decisions to restrict transactions in accounts. Growth is related to the increase in the number of tax requests and automation of debt collection.
Under law, banks must report to the federal tax service within three working days on customer accounts and deposits, fund balances and cash flows. On delayed or inaccurate information, a fine of 20,000 rubles can be breached. And from November 2025, the office of the orphan can collect obligations from individuals they do not share without court. Further complications are generated by too busy data exchange channels.
It is important for customers to distinguish between two processes: fines to the bank for transferring information and restrictions on the taxpayer's own accounts. The latter are presented if there is a reason to collect debts or other violations stipulated by law. If an individual does not agree with the amount of the debt, he can submit an objection within seven working days after sending the decision on the foreclosure.
At the same time, the main problem of the digital collection is the synchronization of the two systems. A taxation decision may have already been canceled, but the bank still continues to execute the old order. Therefore, further expansion of the automation will require not so much an increase in fines but a reduction of the time between the correction of an error in the Federal Tax Service and the return of access to the actual money.