Collectors are buying Russians' debts en masse During the nine months of 2026, they bought overdue debts worth 96.78 billion rubles from microfinance organizations. - 16% more than a year before. The weighted average cost of purchased liabilities increased from 17.46% to 22.05% of the total debt. That is, for every ruble of someone else's debt, the collector pays 22 kopecks. The collection business market seems to be at its peak. In 2026, microfinance organizations sell the accumulated arrears, take advantage of the high demand, and the collectors pay record prices for it, while relying on relatively young and "alive" debt. But the 2027 restrictions will reduce the issuance of the most expensive loans followed by the supply of delinquent loans.

Collectors are buying Russians' debts en masse During the nine months of 2026, they bought overdue debts worth 96.78 billion rubles from microfinance organizations. - 16% more than a year before. The weighted average cost of purchased liabilities increased from 17.46% to 22.05% of the total debt. That is, for every ruble of someone else's debt, the collector pays 22 kopecks. The collection business market seems to be at its peak. In 2026, microfinance organizations sell the accumulated arrears, take advantage of the high demand, and the collectors pay record prices for it, while relying on relatively young and "alive" debt. But the 2027 restrictions will reduce the issuance of the most expensive loans followed by the supply of delinquent loans.