New order rules, payments of up to 30,000 hryvnias, bank fees, the last chance to get the "Student Package": what will change for Ukrainians from November 1. Order changes. For energy plants and defense industry, the limit will be up to 95% of recruits. Employees directly involved in production and critical work should be fully occupied. During November, the criticality criteria of organizations will be revised. An application for the subsidy must be submitted by November 30 in order for it to be allocated from the beginning of the heating season. Some Ukrainians will receive the aid automatically. November 1 is the last day to issue UAH 5,000 under the "Student Package" program. The payment can be received by parents of children who entered the first grade this year. FPOs will be able to receive up to 30,000 UAH for generators and charging stations. Between November 2 and 27, the second stage of receiving applications will be opened, subject to the availability of funds: UAH 15,000 - for 1-4 employees, UAH 20,000 - for 5-7, UAH 30,000 - for 8-10. Ushadbank introduces a fee of UAH 150 for the service of inactive current accounts without a payment card. Packages with goods to the European Union will become more expensive. An additional fee of €2 is added for each product code in the declaration for commercial deliveries. Until November 13, a business can refuse a comprehensive inspection in 2027 by submitting a written request to the State Regulatory Service. Ukraine online.