An immediate loan distribution of 120 million otmans has begun for retirees across the country An immediate loan distribution of 120 million otmans has begun for retirees and social security pensioners. According to the issued guidelines, this facility is provided without the need for a check or guarantee, including a one-year repayment period, and the funds are transferred in less than one business day. The application process and the submission of documents are carried out remotely; Applicants do not need to visit banks to apply.