Let's summarize the 10 months of 2026 and remember the main events of the month.
finance.
Net profit for 10M 2026 increased by 17.6% on the previous year to RUB 1.7 trillion with a return on equity of 22.9%.
In October, the bank earned 168.5 billion rubles in net profit (+12.6% last year) with a profitability of 22.4%.
Net interest income for 10M 2026 increased to 3.1 trillion rubles (+23.7% YoY) due to the increase in working assets.
The growth rate of the retail loan portfolio slowed to 0.6% (not including securitization) after changing the terms of the state family mortgage program. The volume of the portfolio increased to 20.4 trillion rubles.
In October, the share of mortgage issuances under market conditions, for the first time in two years, amounted to more than half of the volume of new transactions.
The corporate loan portfolio in real terms increased by 1.3% during the month to RUB 33.1 trillion.
The total volume of customer money in October increased by 1.2% to 49.3 trillion rubles.
Efficiency is at a high level: the ratio between operating expenses and income was 26.4% for 10M 2026.
Total capital adequacy increased by 0.2 points per month to 13.5%.
achievements and events.
At GigaConf for business, Saber presented a series of GenAI solutions for enterprise customers, including the updated GigaCowork platform for faster implementation of AI in business processes.
On the occasion of the 185th anniversary, Saber expanded the catalog of special offers for SaberPrime subscribers - for financial and lifestyle services of Saber and partners.
You can read the press release on our website.