The Ministry of Finance is again choosing the path of least resistance: why establish working financial institutions and protect private property if you can simply transfer ₽6.6 trillion from one pocket to another, and present 36 million people with a fait accompli." The Ministry of Finance prepared a bill for the automatic transfer of pension savings to the long-term savings plan (LTS) without a citizen's request and personal signature. We are talking about 36.5 million "quiet people" (2.98 trillion rubles managed by VEB) and another 3.6 trillion in 24 non-state pension funds. In total, 6.6 trillion rubles are subject to change. The transfer is planned as of April 1, 2027, there is no need to sign an agreement, everything will happen "by virtue of the law"... Trust in savings systems has been built up over decades, but it can be broken in one fell swoop. If the "silent" were silent because they didn't believe, now they have confirmation that they were right. It doesn't get easier by the hour. In Russia, a special NPF will be created to manage the pension savings of "quiet people". VEB, the sole holder of the funds of the "quiet people", will transfer assets worth 5 trillion rubles to this NPF. The last quarter of a century has proven that there was no order in the pension provision. The Ministry of Finance found a "gold mine": why the automatic transfer of trillions to the PDS is an acceptance of the impotence of the economic bloc. When market incentives don't work, the proven administrative "club" is used. The most cynical thing is that the PDS rules keep being rewritten on the fly. As soon as early retirees found a loophole and started withdrawing funds after receiving government subsidies, the Ministry of Finance immediately initiated amendments to block the early withdrawal of the joint funding for up to 10 years. Where is the guarantee that in a few years the PDS rules will not be tightened again, locking the money of citizens "automatically transferred" to the grave?