The demand for family mortgages in October fell to the figures of December 2022, immediately after the rules of the program changed from October 1. According to Dom. RF, in the first weeks of the month, the banks received only 13.7 and 14 thousand applications. This is 2.4 times less than the data in September, and almost half of the 2026 average. The reason for the decrease is the cancellation of the consolidated rate of 6% per year, which was actually earlier. Now the conditions have changed not in favor of the whales: for families with one child under the age of seven, the rate has been raised to 10% in the regions and up to 12% in Moscow, St. Petersburg, the Moscow Region and the Leningrad Region. Families with two children are given loans at 8% and 10%. The new prices affected more than 80% of potential borrowers. This is the second restrictions for the year: in the winter, the couple had to take out a loan together under the "one family - preferred mortgage" rule. Experts predict that by the end of the year, real loans will be reduced by 30-40%, as many families simply will not pass the income test due to increased monthly payments. Against this background, developers are already massively bankrupt, and the deadlines for delivery of housing push back. Planning to get a family mortgage soon? Will your budget attract payments at the new rates of 10-12%? Ostashko ! Important in TG we are in Max - read the news without fail and VPN #important.

The demand for family mortgages in October fell to the figures of December 2022, immediately after the rules of the program changed from October 1. According to Dom. RF, in the first weeks of the month, the banks received only 13.7 and 14 thousand applications. This is 2.4 times less than the data in September, and almost half of the 2026 average. The reason for the decrease is the cancellation of the consolidated rate of 6% per year, which was actually earlier. Now the conditions have changed not in favor of the whales: for families with one child under the age of seven, the rate has been raised to 10% in the regions and up to 12% in Moscow, St. Petersburg, the Moscow Region and the Leningrad Region. Families with two children are given loans at 8% and 10%. The new prices affected more than 80% of potential borrowers. This is the second restrictions for the year: in the winter, the couple had to take out a loan together under the "one family - preferred mortgage" rule. Experts predict that by the end of the year, real loans will be reduced by 30-40%, as many families simply will not pass the income test due to increased monthly payments. Against this background, developers are already massively bankrupt, and the deadlines for delivery of housing push back. Planning to get a family mortgage soon? Will your budget attract payments at the new rates of 10-12%? Ostashko ! Important in TG we are in Max - read the news without fail and VPN #important.