Russians issued a two-year record of 4.42 million retail loans In September, banks issued 4.42 million retail loans worth 1.48 trillion rubles - 1% and 17% more than in August. In annual terms, the number of issuances increased by 32%, the volume - by 38%, according to data from the United Credit Bureau (UCB). For the first time in a month, mortgages came first in the volume of retail loans: its share increased from 31.5% to 43.5%. The share of cash loans, on the contrary, decreased from 38.9% to 32.1%. Car loans accounted for 12.1% of issuances, credit cards - 11.2%, POS loans - 1.1%. At the same time, OKB believes that September may be a turning point for the market. According to the director general of the bureau, Mikhail Aleksin, there is no room for further growth, and in the cash loan, credit card and car loan sectors a decrease in volumes has already begun. In total, from January to September 2026, Russians issued 34.54 million retail loans worth 10.38 trillion rubles. Compared to the corresponding period last year, the number of issuances increased by 28%, and their volume by 36%.