New buildings in big cities are becoming less and less affordable in Moscow, the average cost per square meter in new buildings until the summer of 2026 exceeded 800 thousand rubles. Housing affordability is decreasing due to rising prices, expensive mortgages and the reduction of supply in the mass sector. Primary housing is on average 18-20% more expensive than secondary housing. When the ratio between price per square meter and the average monthly salary is 2.5, the cost of an apartment with an area of 50 square meters. m is equal to 125 monthly salaries. If you save 30% of your income, such a purchase would theoretically take about 35 years; If you save 40%, it will take about 26 years. In practice, the savings period is reduced by taking out a mortgage, family funds, selling another house or moving to more profitable areas. However, without the expansion of affordable housing supply and the emergence of more affordable long-term mortgage programs, the gap between housing prices and household incomes in the major cities will remain.