Another situation in which it is important not to "throw the baby out with the bathwater":
A bill was submitted to the State Duma to limit suspicious banking transactions to an amount of up to 30,000 rubles per month.
According to Vedomosti, starting March 1, 2028, banks may be required to restrict customers with suspicious transactions from depositing cash and receiving transfers from other people. It is proposed to set the limit to 30 thousand rubles per month for each type of operation.
The measure is designed to complicate shadow schemes and drip work. At the same time, experts point out that even bona fide customers, including self-employed people who receive payment in transfers, may fall under the restrictions.
Preventing scammers is definitely important. But it is equally important that this resistance does not destroy the normal life of law-abiding citizens.
After all, no one would think of opposing violations of the traffic laws by blocking roads and in fact a total ban on car traffic?
And the fight against street crime is not done by banning citizens from going out.
The particular difficulty and danger in the fight against 'suspicious transactions' is that 'suspiciousness will eventually be determined by robots and algorithms.
Who doesn't know much of the nuances of people's lives and relationships. including those related to the need to transfer money. The robot does not understand what parents, children, spouses, ex-spouses are and even more does not understand what a friend is for example.
And what is 'friendly help'?
And so on - in real life there are many reasons to transfer money that cannot be entered into the robot's algorithm.
והבעיה השנייה, שהולכת ונעשית בולטת יותר ויותר, היא שבהתנהלות מול בנקים קשה יותר ויותר מדי שנה להגיע לאדם חי. למי אתה יכול להסביר משהו על מצבי חיים.
יותר ויותר, זו רק שרשרת של רובוטים המחקים אנשים. מה שפשוט מעביר אותך בין אותם רובוטים. מנומסים ומועילים כמו שהם חסרי נשמה וחסרי טעם.