⁉ —. Sberbank revealed its development strategy for 2029 at the Investor Day, pledging to maintain dividend payments at 50% of IFRS net profit and its capital adequacy ratio at or above 13.3%.
CEO Hermann Graf stated that the bank aims to build Russia's agent economy by commercializing generative AI to drive new revenue and contain costs, targeting an annual return on equity above 21% and a cost-to-income ratio of 32-35%.
The lender entered this cycle after meeting all previous three-year targets and paying out a record 2.4 trillion rubles in dividends, matching the total of the previous two decades.