Report: Democrats Consider New Crypto Market Structure Bill House Democrats are debating a broader crypto market structure bill that would expand Rep. Maxine Waters' Consumer Rights Act, potentially increase SEC oversight and impose stricter rules on crypto exchanges. The proposal seeks to combine yet-to-be-adopted provisions of the Clarity Act with new measures, including stricter custody rules and consumer protection initiatives such as SIPC-like coverage for customer assets. Progress on the proposals could be complicated by the results of the midterm elections, with some GOP lawmakers calling it a "message law," while analysts predict possible delays in its implementation.