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The transfer of crypto is not proof of the repayment of the loan, a court in Kaliningrad ruled that in September the borrower received 20.6 million rubles to replenish the working capital of the company that served as a guarantee. The loan period is 45 days. However, he was late, and then the plaintiff went to court, which collected from the borrower and the Arab company the entire amount of the loan, about 7 million rubles for the delay and also the cost of the state's debt. The borrower tried to appeal the decision, he said that he transferred part of the debt, 19 million rubles, in cryptocurrency: more than 200 thousand dollars. However, the court did not consider this valid. First, the existence of an agreement to repay the loan in crypto was not proven, and second, the ownership of the lender's crypto wallet was not confirmed. The head of the consulting agency for the provision of government funding, Prushina Consulting, Tatiana Prushina, believes that in this case the court's decision seems justified and logical. Given that cryptocurrency is "still a fairly exotic payment method," all data should be checked, including data on the origin of this crypto. It will be possible to confirm that the crypto wallet belongs to the lender by providing correspondence if the lender has written there, on the condition: "Here is my personal crypto wallet, transfer your debt to him". But since the court made such a decision, it is likely that it was not in the materials. Crypto-A CEO Elena Narigani says that the mere transfer of crypto "doesn't confirm in any way that the amount was sent to repay a debt." And if the necessary data is not available, then it will not be possible to identify the transaction. Author: Valery Obodov Listen in sound.

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BFM · · Source

The transfer of crypto is not proof of the repayment of the loan, a court in Kaliningrad ruled that in September the borrower received 20.6 million rubles to replenish the working capital of the company that served as a guarantee. The loan period is 45 days. However, he was late, and then the plaintiff went to court, which collected from the borrower and the Arab company the entire amount of the loan, about 7 million rubles for the delay and also the cost of the state's debt. The borrower tried to appeal the decision, he said that he transferred part of the debt, 19 million rubles, in cryptocurrency: more than 200 thousand dollars. However, the court did not consider this valid. First, the existence of an agreement to repay the loan in crypto was not proven, and second, the ownership of the lender's crypto wallet was not confirmed. The head of the consulting agency for the provision of government funding, Prushina Consulting, Tatiana Prushina, believes that in this case the court's decision seems justified and logical. Given that cryptocurrency is "still a fairly exotic payment method," all data should be checked, including data on the origin of this crypto. It will be possible to confirm that the crypto wallet belongs to the lender by providing correspondence if the lender has written there, on the condition: "Here is my personal crypto wallet, transfer your debt to him". But since the court made such a decision, it is likely that it was not in the materials. Crypto-A CEO Elena Narigani says that the mere transfer of crypto "doesn't confirm in any way that the amount was sent to repay a debt." And if the necessary data is not available, then it will not be possible to identify the transaction. Author: Valery Obodov Listen in sound.

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