default certificate. The banks want to legalize the installation of the certificates of the Ministry of Digital Development in the smartphones of Russians. The Banks' Association of Russia sent a proposal to the Ministry of Digital Development. In the summer, the websites of some banks stopped opening in foreign browsers due to the denial of foreign certificates. To access, you need to install Russian Ministry of Digital Development certificates. "But many, simply due to age or distance from digital technologies, cannot download them," explains Anatoly Al-Aksakov, chairman of the board of the association, deputy of the State Duma. The banks want Russian certificates to be automatically installed on the device when installing or updating local mobile apps. Critics say it would be difficult to implement the idea on both iPhone and Android. RTM Group manager, information security expert Yevgeny Tsarev is reluctant about the move: "It doesn't look like anything bad and nothing good. My grandmother faced this task - I told her on the phone what needed to be done, so I don't see any problem."